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FR44 Insurance Florida . You can’t drive legally in Florida without car insurance. The state requires every vehicle with four or more wheels to have auto insurance. Minimum auto insurance requirements in the state of Florida are $10,000 PDL (property damage liability) and $10,000 PIP (personal injury protection). The Florida DMV may require drivers who have been involved in at-fault accidents or have been found guilty of certain offenses to purchase additional coverage such as BIL (Bodily Injury Liability).

The Florida No-Fault Law requires auto insurance providers to provide coverage for their insured drivers regardless of who is at fault in any given accident. This ensures that all insured drivers receive financial protection and the necessary medical attention in the event of an accident. Drivers are also required to have proof of Florida Auto Insurance coverage when they register their cars with the Department of Highway Safety and Motor Vehicles (DHSMV).