This is a simple task, just grab a copy of your energy bill and click this link.
A municipality may combine the usage of all their residents, commercial and/or governmental properties to obtain a lower energy supply price than what the LDC is currently charging. They can then offer that lower price to all their constituents.
No, there will never be a fee or penalty if you choose to Opt-Out of the program. If you do not want to be a part of the program you are free to stay with your Local Distribution Company or choose your own Third Party Supplier.