Description: United Benefits is a benefits consulting brokerage firm that designs and delivers solutions that manage risk, optimize benefits, and cultivates talent.
Our consultancy firm offers resources for protecting people and managing risk, whether as a trusted advisor to top management or as a hands-on coach for frontline employees. Regardless of the challenge, we prioritize delivering results and equipping our clients with the appropriate solutions.
In 2024, employers across all sizes and industries encountered several trends influencing the employee benefits market. These trends, including escalating healthcare costs, a competitive job market, and regulatory concerns, shaped how employers addressed operational challenges. Notably, concerns like healthcare costs and labor market pressures are expected to persist into the coming year.
Over the past few years, the commercial insurance sector has been grappling with persistent challenges. Rising claim frequency and severity, coupled with social inflation, evolving cyber risks, and continued losses from catastrophic natural disasters, have created a prolonged hard market. In response, carriers have responded by tightening underwriting standards, reducing capacity, and increasing premiums across most lines of coverage.